Monday, December 10, 2012

Save & Be Happy: Ant vs Grass-hopper

Save & Be Happy: Ant vs Grass-hopper

You must have all heard the story of the Ant and the Grass-hopper. The grass-hopper would eat-drink and make merry / enjoy during summer time. The ant would pain-stakingly gather and save every bit of food that he could find. The grass-hopper would mock the ant for being so forward thinking and not enjoying the moment. The smart ant, enjoyed the moment and also saved for rainy days. During monsoon, the grass-hopper did not have anything to eat and hence was miserable. On the other hand the small, tiny ant could have proper meals throughout the day and even in times of difficulty could stay happy.

How many of us are willing to undergo small difficulties in the present so that our future is happy?

We all are here to be happy? Not to be miserable and sad. Yet many a times we get swayed so much by happy times that we forget that “There is nothing permanent in life”. Good / Comfortable times or Bad / Difficult times do not last forever. And it is also true that difficult times actually put so many burdens on us that for a long time we are kept away from happiness and enjoyment. We forget to laugh and be happy. Every small barrier seems like a mountain, coz we do not have the needed resources.

By saving, small amounts we can ensure difficult times do not last for long. We can build reserves. We can ensure that even in difficult times, we are not troubled; or at least face minimum troubles. Having a back-up has never put anybody at loss. On the contrary it has mostly helped book profits and progress. It has helped continuity. It has helped growth. It has helped attain peace of mind.

So SABH: Save And Be Happy!

Save judiciously. First save in financial instruments that give you assured returns.  Then play a little. Take a little risk and save your money in equities, debt funds, commodities market, gold, etc. Also keep some hard cash / money (3 to 6 months income) with self to be used for contingencies.

Remember that the top-most purpose of saving money is to ensure continuity of money; and hence continued happiness for self and family. Money cannot buy you happiness. Money smartly saved and invested can multiply your wealth and can give you avenues, situations to be happy.

SABH: Save And Be Happy!


Think +ve, Be +ve

Ajit Vidyadharan
Certified Wealth Manager / Financial Advisor
Certified Trainer, Certified Leadership & Performance Coach
Sabhav Wealth Management Services
+919664966416
  
 

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